Residential Home Loans

Residential Home Loans

Successfully applying and obtaining a home loan is a critical step in the purchasing process. 

At Phoenix Bonds, our bond originators are here to help make this step a quick and easy one.

From negotiating interest rates to re-structuring your home loan application to look more appealing to banks – we will guide you through the whole home loan process.

Our team of bond originators in South Africa is well-versed with all the knowledge and experience needed to make sure your home loan is tailored to your specific needs. 

Unlike other home loan service providers, we pride ourselves on our personal, one on one service. 

105% Home Loans

Criteria for Obtaining a Home Loan in South Africa

To qualify for a 105% home loan – the following criteria applies:

  • You must be a South African citizen
  • First time home buyer
  • The purchase price for the home must be under R1.8 million
  • You must be under the age of 35 (ABSA/FNB only)
  • Approval is subject to affordability and credit scoring
  • Excludes vacant land, building loans and legal entities 

Phoenix Bonds – Your Bond Originators in South Africa

Phoenix Bonds specialises in bond origination and bridge finance amongst several other specialist services. 

Our approach is comprehensive and systematic – ensuring the best possible outcome possible for your home loan application.