Insights

Insights - News Blog

Silver Linings (11 June 2024) by Dr. Roelof Botha

A brief “good news” outlook on the political and economic landscape in South Africa right now, from renowned and highly respected economist Dr. Roelof Botha.

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Overview of South African Parliament

An overview of the Parliament of South Africa, including the Upper and Lower Houses - how members are elected and their role in introducing and passing laws. This article also looks at the supreme law, the Constitution of South Africa, and how it guides all the other areas of the government. 

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Buying a Property with Islamic Finance

Islamic finance is available to all homebuyers in South Africa, whether they belong to Muslim community or not. It is an alternative to conventional lending, where the product are developed in accordance with the social and economic principles of Sharia law.

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Bond Approval Process When Buying Off-Plan

Find out more about the slight differences in the Bond Approval Process when buying Off-Plan or in a new development...

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Real Estate Industry in SA: 2023 Recap & 2024 Outlook

It’s no doubt that 2023 was a tough year for real estate - unfavourable selling conditions, characterised by diminished affordability and tighter lending standards, have caused many homeowners to re-evaluate their decisions.

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Selling Your Bonded Property? Notify Your Bank Immediately

The banks are charging penalty interest if they are not given 3 months’ notice of intention to cancel a bond. Therefore it is beneficial to notify your bank of your intent to sell as soon as you decide to do so.

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Silver Linings (12 January 2024) by Dr. Roelof Botha

Some tidbits from an optimist - could 2024 be the Golden Year in Real Estate in South Africa?

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Silver Linings (27 October 2023) by Dr. Roelof Botha

Leading with good news for the South African economy – an increase in GDP growth projections, inflation remaining within target, SME’s staying afloat post-COVID and the World Bank extending a loan for the development of alternative energy solutions…

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Silver Linings (25 July 2023) by Dr. Roelof Botha

The decision by the Monetary Policy Committee (MPC) of the Reserve Bank not to raise interest rates again has provided a candidate for “good news item of the year”. With a bit of luck and a further drop in inflation over the next two months, rate cuts could occur before year-end.

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The Importance of Prequalifying Homebuyers

Buyer prequalifications are the very beginning of a smooth and successful sale process, and as such should not be left to the administrative department. We ensure that all prequals are completed by an experienced consultant to guarantee the feedback is right, relevant, and swift. We'll not only give you a home loan amount, but also advise on LTV and income restrictions. If the buyer is not ready to purchase, we work with them until they are.

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