There are many different types of loans and methods of calculating and repaying interest. Your home loan is quite possibly the longest loan commitment you will make, so it’s critical to understand how the interest is calculated over the life of the loan, and what each repayment is actually made up of.
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The prime rate has decreased three times by 25 basis points since September 2024, bringing the current prime rate down to 11%, which is good news for homebuyers. But why is it taking so long for the market to respond?
Discovery, in partnership with SA Home Loans, has introduced a home loan offering that incorporates its signature rewards-based approach. Clients have the opportunity to receive up to a 1% interest-rate discount based on their financial behaviour and engagement with Discovery products. But is it worth pursuing?
If you’re buying or selling a half share of a property, you may think the process will easier than buying a property outright, which is a common misconception. There are many legal intricacies, valuation considerations, and co-owner agreements that play pivotal roles.
This article relates specifically to the buyer of a half share transfer, and their cost and financing considerations.
If you’ve been part of a sequestrated estate and recently rehabilitated, you’re probably thinking about how to start building up your wealth again. One of the main concerns for rehabilitated insolvents, who most likely lost their home on the process, is how to begin the process of buying property with finance.
If you’re thinking of buying property, but wondering how your marital status will affect the requirements for you home loan application, or whether you need to include your spouse in the process, this article is for you.
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What is inflation? What is the role of the Monetary Policy Committee (MPC)? How do interest rates influence inflation?
Applicants must asked themselves why they want to enter the commercial property finance arena. If the want to buy the property they are operating from, it is one thing but if they want to enter the commercial property market for investing purposes, there are definitely “safer” options.
From a pro-business government, to a high performing Rand-Dollar and a recovering share market - Dr Roelof Botha weighs in on some of the good news for the South African economy.
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