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Posts Tagged 'home loan'

We are pleased to present below all posts tagged with 'home loan'. If you still can't find what you are looking for, try using the search box.

My credit score and affordability are great, so why was I declined?

The bank will assess your application by way of a sustained affordability test – assessing future economic factors as well as current ones. The main ones include interest rates and inflation. Read on to learn more...

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Turnkey vs Plot & Plan Developments – Know the difference

It’s great to move straight into a newly-built home with brand new furnishings and fittings. But it’s also important to understand the benefits and risks involved with the different types of developments, particularly if you are looking to finance the property with a mortgage bond. How do you determine which one is the best for you? Read on to find out.

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Self-Employed? Preparing a successful Home Loan Application

Self-employed home loan applications are notoriously more difficult to get approved than other types of applicants – but they don’t have to be. In many instances, self-employed purchasers can afford the bond… it’s just about knowing what documents are needed. Understanding what the banks require and why is the best starting point for applicants.

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Three Ways To Access Funds Using Your Home Loan

You can access funds from your existing home loan in different ways. Your decision would depend on your personal circumstances and financial goals, but here are the three ways in which you could use your bond.

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What Mortgage Bond Can I Afford?

The banks’ criteria for the maximum loan-to-value (LTV) depends on the applicant type. LTV is the loan amount offered by the bank, divided by the purchase price of the property.

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What to look for when comparing Home Loan offers

It’s great to have a selection of home loan quotes to choose from. You can save yourself significant amounts of money in the long-term by choosing the best home loan quote. But how do you determine which one is the best?

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How do interest rates affect inflation? And why does it matter?

There are many things to look at when purchasing a property, but the first step is knowing what you can afford. Our bond originators will assist with a prequalification or affordability assessment free of charge.

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Window Shopping For Home Loans

Perhaps some of us have been to a mall to buy a few items and soon after purchasing those goods, passed by another shop only to see the very same items at a much lower price! In as much as people react to situations differently, most people would be disappointed to find themselves in this situation. 

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Is A Flexi/Access Bond The Right Option For You?

“Dear Phoenix Bonds, I am encouraged by the excellent and warmly service that my nephew says he received from you. I am writing to you because I have also decided to utilise your services in purchasing my first immovable property. However, may you kindly assist me to understand what a Flexi/Access Bond facility is? Thanking you in advance.

Adriaan, Bedfordview

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