We are pleased to present below all posts tagged with 'home loans'. If you still can't find what you are looking for, try using the search box.
The prime rate has decreased three times by 25 basis points since September 2024, bringing the current prime rate down to 11%, which is good news for homebuyers. But why is it taking so long for the market to respond?
Popular tags: home loan interest rate, home loans, home loan application, home loan how to apply, home loan, home loan pre-approval, home loans South Africa,
Discovery, in partnership with SA Home Loans, has introduced a home loan offering that incorporates its signature rewards-based approach. Clients have the opportunity to receive up to a 1% interest-rate discount based on their financial behaviour and engagement with Discovery products. But is it worth pursuing?
Popular tags: discovery, discovery home loans, home loans, first time home buyer, best interest rates, comparing home loans,
We're more than just mortgage brokers. Find out what a premium mortgage broker can do for you.
Popular tags: comparing home loans, home loans, mortgage originators, South African home loan credit score requirements, South African housing market, home loan experts, , best interest rates
When selecting insurance policies, you shouldn’t just be concerned with your premiums. It’s more important to know your excesses, exclusions, and potential payouts. A tailor-made and flexible policy will ensure that you are only paying for the things you need.
Popular tags: insurance, life cover, homeowners cover, home and contents insurance, mandatory bond insurance, home loans, insurance premiums, insurance brokers
If you default on your bond repayment, your bank can potentially repossess your house and sell it to recover the money that you still owe to them. However, there are some very sound financial reasons why the bank will avoid doing this.
Popular tags: forclosure, default on home loan, repossession, affordability, home loans
When it comes to your home loan application, geography matters. Banks have an area classification risk rating that is factored into the customer’s overall risk assessment. The outcome of this risk assessment is what determines the price of your loan, or the interest rate the bank will offer you.
Popular tags: property investment, home loans, best home loan interest rates
Self-employed home loan applications are notoriously more difficult to get approved than other types of applicants – but they don’t have to be. In many instances, self-employed purchasers can afford the bond… it’s just about knowing what documents are needed. Understanding what the banks require and why is the best starting point for applicants.
Popular tags: self-employed home loan application, home loan, home loans, bond origination, mortgage application,
You can access funds from your existing home loan in different ways. Your decision would depend on your personal circumstances and financial goals, but here are the three ways in which you could use your bond.
Popular tags: home loan, home loans, mortgage originators, bond originator, comparing home loans
The banks’ criteria for the maximum loan-to-value (LTV) depends on the applicant type. LTV is the loan amount offered by the bank, divided by the purchase price of the property.
Popular tags: home loan registration process, home loans, home loan
It’s great to have a selection of home loan quotes to choose from. You can save yourself significant amounts of money in the long-term by choosing the best home loan quote. But how do you determine which one is the best?
Popular tags: comparing home loans, home loan, home loan interest rate, home loans
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