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Building insurance is exists to cover the physical structure of your home, along with all permanent fittings and fixtures. In addition, it can also cover you for other liabilities such as personal injury on-site.
Popular tags: What does building insurance cover in South Africa, best building insurance South Africa, bond originators South Africa, bond originators, bond origination, building insurance, insurance for building, building insurance South Africa, best bond originators in South Africa, independent bond originators, best bond originators, importance of building insurance
South Africa’s property sectors are feeling the negative effects of local and global economic growth. This coupled with higher inflation and interest rates than were expected in the first quarter, people are left wondering whether this is a good time to purchase property.
Popular tags: South African property market forecast 2023, is it a buyers or seller market in South Africa, South African housing market, bond originators South Africa, bond originators, bond origination, bond origination services
Our independent bond originators in South Africa have been following the market closely and aim to put your mind at ease as we explain how home owners, landlords, and tenants can still benefit from staying in the property market.
Popular tags: Interest rate increase 2022 South Afria, interest rates South Africa 2022, interest rate increase South Africa, bond originators South Africa, bond origination, bond originators, best bond originators in South Africa, bond originators Cape Town, independent bond originators
The good news is that buying land in South Africa as a foreigner is possible. However, there are a few things to be aware of if you are a foreigner wanting to invest in property in South Africa. In this article, we answer some of the questions you might have about buying land in South Africa as a foreigner.
Popular tags: Can a foreigner get a bond in South Africa, documents needed to buy a house in South Africa, buying land in Africa as a foreigner, how to buy a house as a foreigner, bond origination South Africa, bond origination, bond originators, bond originators South Africa, best bond originators in South Africa
There are several things that you need to consider before you start searching for your dream home. As bond originators, Phoenix Bonds is well-versed in all things property and are here to help you navigate the sometimes-confusing world of real-estate.
Popular tags: costs involved in buying a house, buying a house South Africa, when buying a house what costs are involved, costs of buying a house, bond originators, bond originators South Africa, best bond originators in South Africa
An offer to purchase (OTP), sometimes referred to as the sale agreement, is a legally binding contract between the buyer and seller of a property. This document governs the sale agreement entered into by both parties.
Popular tags: Offer to purchase, offer to purchase South Africa, suspensive conditions in offer to purchase, suspensive conditions property, suspensive condition clause, property attorneys South Africa, bond originators, bond originators South Africa, bond origination
Buying an immovable property is one of the most fulfilling experiences in life, and when one embarks on that endeavor, hurdles along the way are definitely not appreciated. This is why more and more home buyers are finding it much easier and convenient to use the services of bond originators in the application process of home loans.
Popular tags: home loan declined, loan declined due to affordability, what if my home loan is rejected, home loan application declined, home loan application rejected, bond originators Johannesburg, bond originators South Africa, mortgage bond, home buyers, credit score, home loan application, creditworthiness, home loans, debt-to-income ratio
The National Credit Act 34 of 2005 (NCA), provides in section 3 that its purposes are ‘to promote and advance the social and economic welfare of South Africans, promote a fair, transparent, competitive, sustainable, responsible, efficient, effective and accessible credit market and industry, and to protect consumers.’
Popular tags: reckless credit, reckless credit agreement, reckless lending cases in South Africa, reckless lending in South Africa, reckless lending National Credit Act, bond application, home loan application, mortgage application, bond originators South Africa
With the Covid-19 pandemic still wreaking havoc, it is not exactly clear when we will wave the last wave goodbye.
Popular tags: debt review, debt review loans, debt restructuring, restructuring of debt, debt restructuring South Africa, bond originators South Africa, bond originators Johannesburg
There are various actors involved when an immovable property is sold, purchased and transferred to the new owner. Estate agents, the seller, the purchaser, the home loan lender, transfer attorneys, bond cancellation attorneys and bond registration attorneys etc.
Popular tags: bond attorney, bond originators South Africa, registration of the bond, bond registration attorneys, attorneys Johannesburg, attorneys South Africa
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