We are pleased to present below all posts archived in 'September 2025'. If you still can't find what you are looking for, try using the search box.
When shopping for a home loan, most buyers hope to “negotiate the best rate” — and rightly so. Even a small discount on your interest rate can save you hundreds of thousands of rand over the life of your bond. But how do banks actually decide what rate to offer, and why are there limits to how low they can go? Let’s unpack the reality.
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