• Does my application stand a good chance?
• How do I cut red tape and save time?
• Did I get the best home loan deal?

The above are some of the pertinent and difficult questions that home buyers struggle with in their quest to buy property through Home Loan finance.

Not only is the process fraught with legal and technical hurdles, the practical flow of the bond application process often presents hassles that frustrate applicants. These hassles are caused by the strict criteria that financial institutions require to protect their business interest.

Unfortunately this may result in applicants moving from one finance house to the other, seeking the best deal that suits their financial circumstances and credit profiles.

Using a Bond Originator removes the Hassle from the Hustle

More and more South Africans are opting to utilise the services of Bond Originators. This is due to the numerous benefits presented by their services.

Firstly, Bank Originators have in-depth knowledge of the complex requirements that financial institutions require when considering a home loan application. This means right from the on-set, Bond Originators are able to guide applicants through what the lender specifically requires, thereby saving time, effort, and possible home loan rejections.

In some of the situations, these requirements are revamped, developed or changed by the lenders, and so Bond Originators can assist applicants with a good measure of certainty about what the most current requirements are.

Assessing Creditworthiness

Secondly, a Bond Originator assists with assessing creditworthiness, affordability as well as inquiring into the overall financial standing of an applicant before the application is lodged for consideration by the finance house.

As a benefit from industry experience, the Bond Originator will have a pretty good idea and insight on the chances of a particular application to advise the applicant accordingly.

Lowest Interest Rates for Home Loans

Thirdly, Bond Originators seek and negotiate the best terms and interest rates on a Home Loan offer, which is of particular interest to the applicant as it results in savings in the long run. Getting the best terms and interest rate deal is ideal for any Home Loan applicant.

Bond Originators come at no Added Cost

Fourth, the service comes at no added cost to the applicant as the Bond Originator receives a fee for a successful application from the financial institution. Naturally this then requires good, dedicated and committed service from the Bond Originator to the benefit of the applicant in order to increase the chances of a successful application.

Phoenix Group - Bond Originators Johannesburg

Phoenix Group specialises in bond origination amongst other specialist services. We stand ready to make the whole process of applying for a bond hassle free for your peace of mind and convenience.

Click here to do an online prequalification for your home loan now!

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