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If you earn a basic salary plus commission, overtime, or bonuses, you’re not alone. In South Africa, many professionals — from salespeople to nurses to freelancers — have variable income structures.
But when it comes to applying for a home loan, it’s important to understand how banks view this kind of income. Spoiler alert: it’s not treated the same as a guaranteed salary.
Here’s what you need to know.
Popular tags: home loans, variable interest rate, nurse, shift worker, salesperson, home loan approval, best bond originators,
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