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Posts Tagged 'home loans'

We are pleased to present below all posts tagged with 'home loans'. If you still can't find what you are looking for, try using the search box.

How do interest rates affect inflation? And why does it matter?

Posted on 7/25/2022 7:46 AM By Hannah van Deventer

There are many things to look at when purchasing a property, but the first step is knowing what you can afford. Our bond originators will assist with a prequalification or affordability assessment free of charge.

Against The Grain - Where The Hype Of The Time Is

Posted on 5/10/2022 3:39 PM By Hannah van Deventer

In the past two years it has been opined that due to the economic slump caused by the Covid-19 pandemic worldwide, the property market will also not be spared in seeing lower sales.

While that cannot be denied in some quarters, there have been significant sales encountered in some areas in the South African property market. Of course, this is a classic case of going against the grain as any other market was expected to experience lower sales that those actually realised.

Is A Flexi/Access Bond The Right Option For You?

Posted on 4/25/2022 9:49 AM By Hannah van Deventer

“Dear Phoenix Bonds, I am encouraged by the excellent and warmly service that my nephew says he received from you. I am writing to you because I have also decided to utilise your services in purchasing my first immovable property. However, may you kindly assist me to understand what a Flexi/Access Bond facility is? Thanking you in advance.

Adriaan, Bedfordview

Popular tags: flexi-bond, home loans, home loan

Added Benefits For First Time Homebuyers

Posted on 4/25/2022 9:25 AM By Hannah van Deventer

From the time of visiting a preferred area to hunt for a suitable property, applying for a bond, registering the bond, transferring the property to the day of occupation, it is quite an involved process with many role players playing their part.

Interest Rates Are Rising, Should I Fix My Home Loan Rate?

Posted on 4/1/2022 5:38 PM By Hannah van Deventer

With the Russia – Ukraine conflict in full swing, the economic growth prospects of a world reeling from the effects of the Covid-19 pandemic look bleak. A decline in the energy and food production sectors will certainly result in the disruption of global trade, while pushing inflation higher.

Why Was My Bond Application Declined?

Posted on 1/28/2022 11:16 AM By Hannah van Deventer

Buying an immovable property is one of the most fulfilling experiences in life, and when one embarks on that endeavor, hurdles along the way are definitely not appreciated. This is why more and more home buyers are finding it much easier and convenient to use the services of bond originators in the application process of home loans.

Bond Applications & Declaring Expenses

Posted on 1/28/2022 11:11 AM By Hannah van Deventer

Some credit providers are required by the National Credit Act 34 of 2005 (NCA) to conduct an affordability assessment when an application for credit is lodged.

Avoid Doing This When Your Bond Has Been Approved

Posted on 7/6/2021 12:49 PM By Hannah van Deventer

The approval of a Home Loan definitely comes with a priceless feeling of relief and security on the part of the consumer. For most, it will be a journey ending in tears of joy following tears of pain caused by numerous application rejections brought on by stringent criteria from financial institutions.

Is The Interest Rate On Your Home Loan In Your Best Interest?

Posted on 7/6/2021 9:55 AM By Hannah van Deventer

A lot of pitfalls present themselves when buying a home through a Home Loan credit facility. If you are not careful, you may find yourself facing serious financial implications.

Interest rates are just one of the eminent issues...

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