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The prime rate has decreased three times by 25 basis points since September 2024, bringing the current prime rate down to 11%, which is good news for homebuyers. But why is it taking so long for the market to respond?
Popular tags: home loan interest rate, home loans, home loan application, home loan how to apply, home loan, home loan pre-approval, home loans South Africa,
Buying an immovable property is largely dependent on the financial reserves available for the purchase (affordability), just like acquiring any other asset. Whilst cash purchases are straight forward and quick, purchases through home finance may experience twists and turns owing to various reasons. It is quite an involved process from application to final approval of the home loan, but certainly it is a process in which parties are in a position to lessen the hassles and not cause delays.
Popular tags: home loan pre-approval, pre-qualified home loan applications, pre-approved home loan applications, bond originators South Africa, bond originators Johannesburg
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