We are pleased to present below all posts tagged with 'home loans South Africa'. If you still can't find what you are looking for, try using the search box.
Home loan quotations in South Africa must disclose more than just the interest rate. Learn what banks are legally required to communicate - from fees and insurance to the total cost of credit - under the National Credit Act.
Popular tags: home loans South Africa, National Credit Act, property finance, mortgage quotations, Phoenix Bonds, total cost of credit
Discover how amortisation works on your home loan, why early repayments matter, and how long it takes to reduce your balance from 105% to 100%. Real examples at 10% and 11% interest rates.
Popular tags: home loans South Africa, amortisation, mortgage balance, bond repayments, property finance, 105% home loan, Phoenix Bonds
When the South African Reserve Bank (SARB) announces changes to the repo rate, the media goes into overdrive: “Interest rates hiked!” or “Rate cuts bring relief!” But what does this really mean for your home loan - and do banks really borrow money from SARB before lending it to you? Let’s break it down...
Popular tags: repo rate, prime rate, interest rates in south africa, home loans South Africa, variable home loan interest rates,
The prime rate has decreased three times by 25 basis points since September 2024, bringing the current prime rate down to 11%, which is good news for homebuyers. But why is it taking so long for the market to respond?
Popular tags: home loan interest rate, home loans, home loan application, home loan how to apply, home loan, home loan pre-approval, home loans South Africa,
With regards to immovable property Sale and Transfer transactions, there are various costs and fees involved which must be settled in order for the process to be concluded. Knowing what each party (seller or buyer) must pay for is important so that one is prepared beforehand to avoid unnecessary delays.
Popular tags: buying a home, borer beetle certificate, electrical certificate of compliance, plumbing certificate of compliance, electric fence certificate of compliance, gas certificate of compliance, home loans South Africa, bond originators
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